Early Retirement Spending – July 2020

July 1st marked our first year anniversary of early retirement. It’s still hard to believe that it’s been a year. It’s hard to say if our spending will stay consistent. We were paying quite a bit on Cobra on the first half of our retirement. We spent the second half on a lockdown because of the pandemic. I don’t know what a “normal” year will look like.

In July, we spent, $2,341.59

Groceries – $739.16

Groceries continue to be on top of our spending. This month, we decided to eat more plant based recipe and we think that’s the reason of the increase. We still don’t have go-to recipes and have been experimenting with ingredients. Ingredients tend to be more expensive too. We are also eating a lot more fresh fruits and veggies which tends to be more expensive. Maybe we will be better on this once we accumulate some bulk ingredients.

Electronics – $491.32

Mr. MMD got a new iPhone. I got a new one last December and he’s been using my sister’s old iPhone 6. It is no longer charging. He finally got a new iPhone SE. He returned his old iPhone back for a rebate, but we won’t know the rebate amount until Apple gets the phone.

Home Improvement – $404.16

I am making some roman shades for the kids bedroom and their playroom. There are 4 windows in total. I bought a black out insulated windows and drapery fabrics and some materials needed for the shades. We finally installed one for MBP’s bedroom. It’s not professional looking, but it does the job. I also didn’t add the pull mechanism yet because I don’t want the kids to be playing with the strings. This is good for now and it is a lot better than their shades before.

2 of our carbon monoxide and fire alarm detector also expired, so we bought a new one. That beeping was really annoying, especially when it happened at nap times. Oh well, we know now that these alarms expires every 7 years.

Others – $706.95

The rest are pretty normal expenses. There are monthly expenses like 529 college plan and HOA dues. I also split our utility bills as a category for each bill. I separated electric and gas as 1 bill, sewer, internet and mobile phone as another. We also have some discretionary expenses and bought some toys and kids supplies and we had some fast food take out because I’m craving for it.

Celebrating July

This is the second year that we celebrated 4th of July in an unincorporated county. Unlike in the city, it is legal to have some fireworks here at certain times. HOA frowned upon it, but the neighborhood doesn’t seem to care. Last year, we were invited to a party in our block. I basically just walked around and our neighbor invited us. This year, there are no parties but all our neighbors are out in their front porch. We set up some chairs and watched our neighbors fired up some fireworks. MBP enjoyed it. It is hard to tell a 3 year old to keep 6ft apart from the other kids though, but we tried to make sure that we keep the social distance. AHP slept through all the fireworks while our furbaby thought that it is the end of the world.

Our neighborhood fireworks. One of the many!

Overall July was great considering that we are still in a lockdown. Maybe we are just getting used to this new normal and our expectations are low. It is a bit more expensive, but not alarming.

Here’s a recap to our spending in 2020:

And here is the breakdown of our expenses in July

DescriptionAmountComments
Groceries739.16We are changing our diet ot be more plant based. At some point, we're hoping to optimize this.
Electronics & Software491.32Mr. MMD got a new iPhone
Home Improvement404.162 fire and carbon monoxide alarm and materials for roman shaes
529 College Fund200
Electric and Gas86.41Trending down so far
Shopping68.34Batteries, iPhone case and toothbrush head
HOA Dues68.25
Sewer60.16I started another category to divide our utilities to what it is
Household Supplies59.54Cleaning supplies and toilet paper
Internet45From Comcast
Baby Supplies29.99Some supplies for MBP and AHP
Fast Food28.41Take out from KFC because I was craving for it
Mobile Phone15.91Our very cheap plan for 2 lines in Xfnity Mobile
Toys14.97Some more toys/books for MBP
Alcohol & Bars13.59Some craft beer for Mr MMD. I'm still not drinking because I'm still nursing and it's just easier that way
Toiletries9.83Some soap
Subscription6.55Prime subscription
Grand Total2341.59

How’s your July?

Losing post baby weight during the pandemic – Month 2

July 26 was officially my second month of tracking my weight. I’m still on the right track, but I can tell that I have more days of giving in to cravings. I have a hard time saying no to sweets.

Ube Halaya – one of the many sweets that is hard to resist

First the numbers. I weigh 116.8 lbs on June 26. I weigh 111.6 lbs on July 26. I lost 5.2 lbs. I’m losing about a pound a week. Today, I weigh 110.6 lbs. I’ve been skipping breakfast for 2 months now. My first meal is lunch and for the past week, I’m typically not even hungry at that time. The hard part is snacking especially late night snacking.

Month 2

Plant Based Diet

My husband and I watched a couple of documentaries on Netflix. One is Forks Over Knives. After watching it, we decided to try a plant based diet for majority of our meals. We’re not vegan. We are just replacing majority of our meals with a plant based recipe. Our lunch and dinner usually have meats in it about 98% of the time. We decided to have one meat day a week and come up with some recipe that are “vegan”. We are not very strict and we are still using what we have. For example, we have quite a bit of chicken broth and we uses that instead of vegetable broth if a recipe calls for it. So far we’re almost 2 weeks in it and we’re finding some really good recipes and some bad ones. Our goal is to continue this on for at least 3 months, in time for my husbands annual exam. He wants to see if it will change his cholesterol level. I also want to schedule my annual exam at that time.

Strength Training

We continue to lift weights about 3 times a week. At some point, I really want to add some cardio, but it takes time. I still want to see a pelvic floor PT before doing any ab work out, but that might need to wait until we’re done with this pandemic. I’m hoping that our local PT clinic will bring back the woman’s health PT. She was furloughed because of the pandemic.

Weights on Aug 1st

Continuing On

My goal is to reach 105 lbs by the end of September. It’s starting to get harder. I have more days that I’m above my calorie intake and I’m definitely slacking more on tracking my diet. I feel good overall. I can fit on my clothes now pre pregnancy, but I still want to lose that 5 lbs – I’m almost there! Wish me luck!

June Projects – Face Masks and Christmas Stockings

I kept myself “busy” last month. I’ve been mindlessly eating whenever I have “free” time and being busy prevents me to accomplish my goal of losing the baby weight. We don’t get a lot of free time with an infant and a toddler but it seems that whenever I have some, my instinct is to get something from the pantry ~ anything sweet to satisfy my sweet tooth. It has to change.

For the month of June, I listed things that I want to do that doesn’t involve #1 Eating and #2 Computer. It would be nice to do something creative as well to take my mind off the pandemic, the news and the social media.

Masks, masks and more masks

I sewed 2 masks for our family. One for my husband, one for me and one for MBP. I was lucky that I have some scrap fabrics and elastics handy. Bonus points since the fabrics were old pillow covers and baby blankets that were torn by our furbaby. I didn’t have to order anything and I heard that it is really hard to get elastics these days. I followed this video to sew my elastics. We use it whenever we have to go outside and shop for groceries or visit the doctor for a check up. My husband has to put on his contact lenses since the mask fog up his glasses.

Custom made masks

Christmas in June

I also sewed 2 Christmas stockings. One for AHP and one for our furbaby. I made 3 in 2017 during my first maternity leave. I’m lucky that there were some extra fabric to match one more stocking for AHP. I have to use a different fabric for our furbaby, but I’m sure she wouldn’t mind. I followed this tutorial. I’m still pretty new to sewing, but I’m pretty happy with the result, especially of the appliques.

The 3 stockings from 2017 hanged in our former house in Seattle
Additional stockings for AHP and our furbaby Leela

I’m hoping to at least finish one project per month. It’s not a very lofty goal, but I’ll be happy if I can stick with it.

Losing post baby weight during the pandemic – Month 1

Last May, I seriously started tracking my weight. I was on my highest weight post baby #2 and I know that I’m ready to lose the baby weight that I gained since baby #1. I added another 25 lbs while I was pregnant with baby #2. I lost 10 lbs about a month after giving birth.

Exercise

My husband and I started going to our home gym (set up by my husband) once AHP was sleep trained at about 10 weeks. It was my first time weight training and I have to start from 0 lbs, just using my body weight in the beginning. I’m also not doing any abs work out until I can see a pelvic floor physical therapist. Unfortunately, the women’s health PT was furloughed at our local ATI branch so I still haven’t seen one. By end of May, I started tracking my weight and my diet.

The start – 5/28/2020

Tracking my diet

I was eating mindlessly and the pandemic didn’t help. I also have sweet tooth, and have an obsession with Nutella. It just hit me one day, after seeing a photo with my newborn that I didn’t like what I see. It also gives me a chance to be in control again with my own body or at least to feel that it’s mine shared of course with AHP, while I’m nursing.

Picking an App – Noom vs My Fitness Pal

I saw an Ad about Noom and started reading some reviews online. It seems that users were pretty happy with it and saw great results. At the same time, there’s a lot of comparison about Noom and MyFitnessPal. I downloaded both. I paid $1 to use Noom for 2 weeks while MyFitnessPal is free. On May 26, I had my first weigh in at 124.6 lbs. This is about 19 lbs heavier pre-pregnancy. Noom projected that I will be on my goal weight by September. I liked Noom in the beginning. Noom gives you article to read everyday as a form of motivation. As it advertised, it is all about psychology. Every item has a check mark. There are about 7 – 8 things you have to do for the day. You will also have access to a community and a coach after a free trial. MyFitnessPal has a premium version which you have to pay for. I only uses the free app. In my opinion MyFitnessPal has a better user interface and more food recipe on their database. It also has some exercises and articles that you can read on your own.

After about a week of tracking my food intake and my weight, I decided to use MyFitnessPal instead of Noom. Reading articles from Noom just didn’t work for me. On June 26, I’m at 116.8 lbs, losing 7.8 lbs in one month.

Using MyFitnessPal

It’s pretty straight forward. You put in your weight, height, age and your goal weight. You are then allowed to have a certain calories per day and you are supposed to track what you eat. Mine was set to 1230 calories. Since I’m nursing, I allow myself to go more than 1230 and consume about 300 to 500 calories. 1230 calories is not a lot, so I need to budget what I eat. At this point, I am really glad that I’m nursing so I can eat more.

In addition to counting calories, I also start intermittent fasting or really skipping breakfast. This is easy for me since I sleep during AHP’s first nap. I have coffee during the day and my first meal is usually around 11:30. In the beginning, I was really strict and I tried to consume just 1,230 calories, but I did get hungry and realize that I need to eat more since I’m still nursing and burning a lot of calories. I lost 3 lbs on that first week, which is probably not healthy. Right now, I’m losing about 1 – 1.5 lbs a week and I’m pretty happy with that.

Eating Right

I also learned more about nutrition. Obviously, I know that fruits and veggies are good for you but I never looked at the nutrients of foods that I eat. As I said, I like sweet A LOT. Knowing that 1 serving of Nutella or about 2 tablespoons are 200 calories, not to mention another 110 calories from the bread really put it in perspective. I am eating 310 calories of mostly sugar. I realized that I like rice a lot, but can cut it down and be satisfied with 2/3 of a cup. I went back on eating more fruits for dessert and been enjoying more cantaloupe, mangoes and apples. I have harder days. After 2 weeks, we celebrated MBP’s birthday, I devoured cupcakes and tons of Filipino food. There are days that I will still mindlessly eat once the kids are in bed, while I’m watching some TV. This is hard and I never thought that I will have a problem losing weight. In fact, growing up, I have a problem gaining weight. I tried to keep myself occupied and for the month, I listed some things that I want to do that will keep me busy.

Keeping track of weight

I weigh myself every morning, before I start my day. Weight fluctuates during the day and I’m usually lighter in the morning. This week, I fluctuate between 114.5 ~ 113.6 lbs. It’s annoying when I move up from the previous day since I like looking at the downward graph. I have to remind myself that I should really look at the trend on a weekly basis.

Progress for 1.5 months

Goal

My end goal is to be at 105 lbs. I’ve been on this weight for a good 17 years before pregnancy. At the same time, I also want to build some muscles. I’d like to be on my ideal weight by the end of September, keep it and stay healthy.

Watch out for progress!!

Early Retirement Spending – June 2020

It is still hard to believe that the first half of 2020 is over. It was the quickest and yet the slowest year at the same time. AHP is officially out of the newborn phase and we celebrated MBP’s 3rd birthday in the middle of the pandemic.

Spending wise, in June we spent 1,812.03

Groceries – $623.89

Groceries still top our spending. There are really no other way to spend money in quarantine aside from food. In June, we (I mean my husband, mostly) cooked everything we ate. We haven’t had a chance to discover any new restaurants in the area to get some take outs. For those times that we did, pre COVID-19, we were disappointed, so it is fairly easy to just cook everything at home. We did spend quite a bit on groceries, majority of it spent at Costco and WINCO.

Household Supplies – $200.49

This category seems to be catch all for everything we needed to maintain the house. We bought a new lawnmower because the battery of our old lawnmower was no longer charging. We found some hacks to revive it but my husband doesn’t think it will last. My husband bought one that plug in to the electric outlet. He seems to like it better even with the cord. We thought about buying a gas powered mower, but getting gas is just a hassle and the thought of keeping it in our garage scares me.

Utilities – $316.05

Utilities includes water, sewer, electric and gas. My husband says that our water bill is $40 higher this month since we turned on the sprinkler on our front yard. We are trying to revive the lawn and I guess $20/month is not so bad. I didn’t recognize the trend since our water bill is lump to utilities. Electric and gas is $40 cheaper though since we are no longer using the heater.

Gifts – $125

The fundraising event for MBP’s coop was canceled for the year because of COVID-19. Majority of the funds for his coop comes from this event. We decided to donate the cost of 2 tickets to the coop.

Birthday, Anniversary and Father’s Day

We celebrated our 4th wedding anniversary this month and MBP’s 3rd birthday. He was born a day after our anniversary. Mr. MMD got some flowers and we had a pretty low key celebration.

We invited my immediate family for MBP’s birthday. This includes my parents, my grandmother and my 3 siblings. I made a rainbow cupcake, some rolls and bake chicken while my parents brought some Filipino food. It was a lovely day and our bellies were full. We had so much fun seeing MBP get so excited for his birthday. A week before his birthday, he was asking what day it was and keep on telling us that “today he is 2, but on Saturday he will be 3”. It was hilarious and he was so happy blowing his birthday cake. I was a bit bummed since I thought that this is the first time that we can celebrate his birthday with his classmates, but he still had a lot of fun! He was really excited with all his gifts. Just shortly after, we visited the kids pediatrician for AHP’s 4 month check up and MBP’s 3 year check up. It’s the only adventure out for the kids. We stayed home for the rest of the month, but enjoyed the sunny weather and the trails in our neighborhood.

I made the birthday cupcakes for MBP’s 3rd birthday

We also celebrated Father’s day and just like other celebrations, it was very low key. MBP “made” a card and my husband cooked some pancake ~ the usual breakfast every Sunday.

The Best Dad Card

Here’s a recap to our spending in 2020:

We’re tracking under 40k if we assume that our expenses will just double through out the year. Holidays are always expensive though, and we still don’t know if MBP’s school will open for the year.

And here’s the breakdown of our May expenses

DescriptionAmountComments
Groceries715.8A bit high for the month
Household Supplies200.49Our new lawnmower
529 College Fund200
Utilities166.39Water and sewer
Gifts & Donations125Donation to MBP's coop
Electricity87.02
HOA Dues68.25
Garbage62.64This is for 2 months worth of garbage and recycling
Shopping52.39Rolling pin, portable fan and other stuff that I can't remember
Internet45
Alcohol & Bars19.11Some beer from Costco and from WINCO
Gas & Fuel17.71
Mobile Phone15.912 lines from Xfinity mobile
Amusement14.99Flowers for our anniversary
Clothing14.21Some clothes for the Mr.
Subscription6.55Monthly Prime Subscription
Electronics & Software0.57AWS monthly fee to host the blog
Grand Total1,812.03

Early Retirement Spending – May 2020

In May we spent, $2,059.62

Groceries – $623.89

Food is still our biggest spending. My husband shops at Costco, WINCO and Amazon for our groceries. He goes every two weeks, or longer if we can.

Home Insurance – $537.72

We also renewed our home insurance for the year. Surprisingly, I got an e-mail from our former insurance provider about renewal of our home insurance for our old house. I thought that the bank automatically notifies them about the sale of the house. They didn’t and I received a refund for the 2019 policy. It feels good to deposit the check.

Others

We also got some size 3 diapers for AHP from Costco. We use disposable at night so these diapers will last us until he outgrows it. We actually size up on purpose since I know that he will outgrew size 2. I’ve been covering the disposable diaper with a cloth diaper shell to make sure it’s in place since it was still big about a month ago. Our diaper expenses is low since we are using cloth diapers that I got used. MBP used it until he is potty train. The cloth diapers is now covering its third baby butt and it is still going strong and looking very cute on AHP.

Celebrations – Priceless

We celebrated Mr. MMD’s birthday. He bought an IPA from Costco, MBP “made” him a card and MBP helped me baked some small batch cupcakes. We happily sang him a Happy Birthday and MBP excitedly blew the candles. He bought a $5 game as our birthday gift for him.

The card that MBP made.

I also received some coffee filter flowers from MBP for Mother’s Day, as he sing “cause making something is one way to say I Love You” from a Daniel Tiger episode.

My coffee filter flower. Note that the vase is a shot glass

AHP turned 3 months in May and we made some banana cake that looks like a Panda, because MBP wants a “Pandy” cake. I also want to try some banana cake and a cream cheese frosting. The cakes look terrible but it’s actually delicious. I’m now a big fan of cream cheese filling. It’s a lot better than butter cream.

The “Pandy” Cake and the Adam’s 3 months cake (it’s really just excess).

MBP turned 3 this June. I thought that this is the first year that we can have a celebration with some of the kids in his preschool, but COVID happened. Instead, we had a simple celebration with my family. We got him some blocks, a sand box and a book from Amazon as our birthday presents. We got this in May since we didn’t know if it will arrive on time for his birthday. Usually, I will get at least some of these on a consignment, but the one that happens around Spring was cancelled, so we got some new toys and books.

AHP is now sleeping on his own crib (way to go!!!) and we’re enjoying some sunny weather. I can actually get some one on one time with MBP during the day and we are enjoying the trails. My fitbit said that I made 3K steps on our walk one time. I’m really surprise that his little legs can hike that far.

The park and the start of the trail about 3 houses down from us.

Here’s a recap to our spending in 2020:

And here’s the breakdown of our May expenses

DescriptionAmountComments
Groceries623.89Trips to Costco, WINCO and orders from Amazon
Home Insurance537.72The lowest quote I got is through Nationwide Insurance
529 College Fund200This is our 529 contribution for MBP. I made a one time contribution on AHP's account last April. It will go back to $400 in 15 months.
Utilities186.21Electric, Gas and Sewer for this month
Toys105.593rd birthday gift to MBP
Pet Food & Supplies89.54We started ordering online for our fur baby's pet food. My husband can't help to add some treats and toys in that order 🙂
HOA Dues68.25We live in a Master Plan community that is unincorporated. This due help maintain the many parks and 20+ miles of trails that we enjoy.
Household Supplies68.2
Internet44.27
Baby Supplies35.99Diaper.
Business Services35.93Renewal of the domain name through blue host.
Shopping34.74
Mobile Phone15.97We're going through one year of Xfinity Mobile and we are still paying dirt cheap for 2 lines.
Alcohol & Bars6.3Beer for Mr. MMD
Entertainment5.45Our gift to Mr. MMD
Gym1A trial for Noom App
Electronics & Software0.57Another month of cheap hosting for this blog through AWS.
Grand Total2,059.62

Early Retirement Spending – April 2020

We incurred many one time expenses for this month and our spending is A LOT higher than usual.

In April we spent $8,666.55.

529 College Plan – $3200

Our contribution to the kids 529 college plan was high for this month. I opened AHP’s 529 account with a one time contribution of $3000. Vanguard has a minimum requirement of $3000 to open an account. We did the same with MBP and now we have one with AHP.

Property Taxes – $3,043.38

This was the first half of our property taxes. The first half was due in April which was extended to July because of COVID-19. We decided to pay it now since we have the money anyway.

Lawn and Garden – $771.56

Aaahhh we live a very luxurious life and hired someone to take care of our lawn. We reseeded the front lawn last year, but it didn’t seem to work. We don’t have the time to take care of the lawn with the newborn and the toddler, so we decided to hire some one else to do it. We will see by this year if it is worth it.

Groceries – $689.8

Groceries are averaging to be about $600 – $700 per month even pre COVID 19. So, the pandemic didn’t seem to change our spending habits. Mr. MMD is currently in charge of our groceries, planning our meals and our main chef. At one point, we used to switch every 7 days but, pregnancy, giving birth, and having a newborn happen. At some point, I’m sure I’ll get back out there.

Others

Auto insurance also kicked in this month. The insurance is for 6 months liability coverage of our Prius. We did not insure my Volkswagen because we never used it.

It’s really weird to be writing this monthly expense in the midst of pandemic. Our spending wasn’t affected at all. We passed the first quarter and our total spending for the year was at 15k. The trend was also downward, perhaps because of the lockdown. Although I’m not sure if we will spend more in normal circumstances. Just to recap, our spending for the year is below:

DescriptionAmountComments
529 College Fund 3,200.0 As described above
Property Tax 3,043.4 Half of our 2020 property taxes
Lawn & Garden771.6Bill for our lawn and garden maintenance
Groceries689.8Food, mostly Costco and Winco
Utilities379.5This includes garbage and water for this month
Auto Insurance192.5Car insurance for our Prius for 6 months
Kids129.2Some items for the kids
HOA Dues68.3
Household Supplies67.4TP, Paper towels, sponges
Internet48.0
Pet Food & Supplies31.4
Mobile Phone16.0Another month of Xfinity mobile for 2 lines using less than 1GB of data
Electronics & Software15.3
Alcohol & Bars7.7A beer for Mr. MMD
Subscription6.6Prime monthly subscription
Grand Total 8,666.55

Early Retirement Spending – March 2020

We hit our lowest retirement spending this month. Our spending was very bare bones given the stay home stay safe order in Washington state. The whole chaos was hard. I was very much looking forward to being normal after being on a modified bed rest. The COVID-19 virus also brought some anxiety in our family. Our son, MBP has a weak lungs, as a result of prematurity. Just last January, we were on urgent care for a cold that needed a breathing treatment. The traumatic experience from the NICU and post partum hormones are not good combination. I am better now but I still have some overwhelming days. My body adjusted with lack of straight sleep. I still get 6+ hours of sleep at any given day, just not straight.

In March we spent $1,685.85

Food – $646.93

It makes sense that this was our highest spending for three months straight now. We didn’t eat out, but we stock up on groceries. We also ordered some food from Amazon. We were able to stay in for three weeks before my husband have to do a grocery run. We probably could have go on for 4 weeks, but we ran out of fresh veggies and fruits and some key ingredients for a meal.

Utilities – $200.91

This was for sewer, electric and gas. Gas was pretty high this month since I set our heating to 65 C at night. I thought that it will help our baby sleep through the night. It didn’t. I moved it back down to 55 C.

Kids – $114.51

I ordered 2 copies of AHP’s birth certificates, some baby wipes, MBP’s rain boots and some bubble juice. I bought MBP some rain boots since his class will start having some outdoor time rain or shine. He haven’t used it because (1) He complains that it is too heavy for him and (2) His class was cancelled for the year.

Internet – $99.9

This was for 2 months. The February bill was posted in March.

Pet Supplies – $92.93

We bought our furbaby her kibble and her monthly treats.

Gas – $17.5

We didn’t go anywhere in February.

Shopping – $16.38

Socks for the Mr. because a lot of his socks have holes.

Mobile Phone – $15.97

Another month with a very inexpensive mobile phone bill for 2 lines through Xfinity Mobile.

Subscription – $12

Monthly payment for Amazon prime and a subscription for PBS channel for a month. MBP really loves Daniel Tiger and we are getting tired of seeing both Season 1 and Season 2 over and over and over again. We tried getting MBP to watch other shows, but his answer is always no – he wants to watch Daniel Tiger.

Electronics and Software – $.57

This is my AWS bill for hosting this blog. I am almost done with the promo year and I will need to find a way to move this site somewhere else. I think there is a way to keep it in AWS.

DescriptionsAmountComments
Groceries646.933 trips to Costco, 2 at WINCO and 5 orders from Amazon
529 College Fund400
Utilities200.91Electric, gas and sewer
Kids114.512 copies of AHPs birth certificate, rainboots and bubble juice for MBP
Internet99.92 months through Xfinity
Pet Food & Supplies92.93Kibble and monthly treats
HOA Dues68.25
Gas & Fuel17.5Gas
Shopping16.38Mr MMD's socks
MobilePhone15.972 lines from Xfinity mobile.
Subscription12Amazon prime subscription and one month subscription to PBS Kids
Electronics & Software0.57AWS fee to host this blog
Grand Total1,685.85

Early Retirement Spending – February 2020

Our second son, Adam Henry or AHP completed our little family on February 15, 2020. I made it to term at 39 weeks and 3 days. AHP was born at 7 lbs 12 ounces and 20.5 inches long

As of this writing, we already survived one month with 2 kids, and a month of sleep deprivation. The chaos surrounding us with COVID-19 virus didn’t help, and it doesn’t seem to have an end.

In February, we spent $2,192.44

Food – $599.34

Food is our highest expense for 2 months in a row. We ordered some takeouts while I was in the hospital. It includes a take out from Burger King, right after I gave birth and a take out from an Asian Restaurant for dinner during the night that I spent in the hospital. Aside from those, our meals were cooked at home. We spent $566.86 in groceries. $301.33 were spent in Costco and $223.93 were spent in WINCO. The rest were scattered between Fred Myer and Walmart.

Utilities – $366.04

We paid for garbage and water this month. Both were paid bimonthly.

Doctor – $193.05

We chose to circumcise AHP. The procedure was elective and not covered by insurance. I was surprised of the cost. My quote from my OB office was about $400. I found out that AHP’s pediatrician does it and we chose her to perform the procedure instead of my OB office. Our pediatrician is local and we will be able to save the drive. I didn’t even asked for a quote. I was prepared to pay upwards of $400, but was happily surprised when the receptionist told us the price. My husband and I looked at each other because it cost half of the quote I received from my OB’s office. It was also half of the cost the the insurance paid for MBP’s circumcision.

Baby Supplies – $184.9

If only I can put him down.

We bought some newborn diapers, size 1 diapers, diaper cream and a formula for AHP. I supplemented with formula because my milk didn’t came in until day 4. We bought diapers since the size of our cloth diaper will not fit AHP until he is about 10 lbs. Our plan is to get through the size 1 diapers and the switch him to cloth diapers. The baby supplies also included some bottle nipples and saline solution for MBP. Shortly later, we were able to convince MBP to give up his bottle and drink his milk straight from the cup. Win win win here. He is also doing well on potty training and is only on diaper at naps and bed time.

Furnishings – $99.4

We bought this at Amazon for the guest room / my husband’s office. We thought about a murphy bed for the guest room / office, but it didn’t make sense. Murphy beds will cost more than our current bed and will be used 10+ days in a year when my in-laws are here. We got this bed so we can fold it and keep it in the closet along with the mattress whenever we don’t have visitors.

Shopping – $71.19

Mr. MMD bought some crocs, socks and dry erase markers.

The rest were some routine monthly expenses like HOA, Gas, Cellphone and Prime Subscription. Gas expenses was down this month since we didn’t go anywhere. We also received a discounted membership for Prime since we are eligible for Apple Healthcare. Cellphone bill is cheap at $16.12 for two lines from Xfinity Mobile.

Overall, expenses remain low. I will never forget the month of February with the birth of AHP, the artificial highs in the stock market just to see it plummet in a couple of weeks.

And here’s our expenses for February 2020. I hope you are all doing well. Take care, wash your hands and practice social distancing.

DescriptionAmountComments
Food599.34
529 College Fund400
Utilities366.04Electric, Gas, Sewer, Water and Garbage
Doctor193.05
Baby Supplies184.9
Furnishings99.45
Shopping71.19
HOA Dues68.25
Preschool Tuition60Registration fee for MBP's school next year
Gas & Fuel48.48
Pet Food & Supplies36.78For our very spoile baby fur
Personal Care23.19Some lotion
Household Supplies18.53
Mobile Phone16.12This is dirt cheap through Xfinity mobile
Subscription6.55
Electronics & Software0.57
Grand Total2,192.44

9 things that we received from our wedding that we used all the time

My husband and I had a hard time picking items to register for when we got married. We both owned a condo before living together, and eventually bought a house together. It was harder to combine the things we owned when we started living together.

Since we have everything we need, we only picked 23 items to register for. We only registered at Amazon because I don’t like going to brick and mortar stores. We looked at what we currently have and used the wedding as an opportunity to replaced items we have or get items that we will never buy ourselves.

Here are the items we register for that we use ALL THE TIME

The links below are affiliate only for those items that I recommend and actually uses.

Corelle Embossed Bella Faenza 16-Piece Dinnerware Set

We didn’t register for a china. Instead we (I mostly) decided to replace my old sets of plates. I liked the old plates, but it was thick, heavy and takes a lot of space. I’m a big fan of Corelle, but I want something more than just white. When I saw these pieces, I registered for 3 of the 16 piece set, which will give us 12 pieces of each. For some reason our gifter gave us 4, so now we have 16 of each. We donated our old set and used these every day.

Glasslock 11292 18-Piece Assorted Oven Safe Container Set

This is another food related item. I brought my own lunch majority of the days before we retired. I have exactly 5 sets of pyrex bowl that I used. We also started cooking a lot more when MBP was born. This became very handy for left overs. The small containers can hold cut up fruits/ berries or crackers for MBP.

ARC International Luminarc Pub Beer Glass, 16-Ounce, Set of 10

I like these glasses since you can stack it. We used it all the time. We didn’t handle it well so we lose it piece by piece. I think we only have 2 of the original 10.

NETGEAR N600 Dual Band Wi-Fi Router (WNDR3400)

This was suggested by my husband. He knows more about our tech needs and suggested that we replaced our old one. It’s still working after 3.5 years and I have no complaints.

Calphalon Contemporary Hard-Anodized Aluminum Nonstick Cookware, Omelette Pan, 10-inch and 12-inch Set, Black and Calphalon Contemporary Pot & Pan Lid Glass Cover 10-in.

I’ve been wanting to replace my old set with a new one. The old one was no longer flat because of everyday use. We cook a lot and this one gets a ton of usage.

ChefLand Set of 6 Standard Weight Mixing Bowls, Stainless Steel, Mirror Finish, 0.75, 1.5, 3, 4, 5, and 8 Qt. (Mixing Bowl Set Of 6)

These are great bowls, especially for the price. We thought about getting one ourselves but since we’re running out of ideas to add to our register, we just registered for it. We used it for mixing, or serving chips, fruit salads and sometimes a toy for MBP.

OXO Good Grips Utensil Set, 3-Piece, OXO Good Grips Wooden Spoon Set, 3-Piece, OXO Good Grips Wooden Corner Spoon & Scraper

We used this opportunity to get some wooden utensils for cooking. We used it almost daily. It’s not exactly the best quality, but it serves our needs.

USA Pan Bakeware Aluminized Steel 6 Pieces Set, Cookie Sheet, Half Sheet, Loaf Pan, Rectangular Pan, Square Cake Pan, 12 Cup Muffin Pan

I love these pans. I then added more pieces to this. It bakes evenly and doesn’t stick.

Mr. Coffee 12 Cup Programmable Coffee Maker with Thermal Carafe Option, Chrome

We have 2 coffee maker, one for decaf (me) and one for a very strong coffee (my husband). My husband uses this one. I prefer Carafe than single pods since we only brew once in the morning and drink it through out the day.

Here are the items that we used occasionally

Home Essentials & Beyond Del Sol Glass Beverage Drink Dispenser With Knobbed Lid, Chalkboard On Chain, On Metal Stand and Raised Easy Flow Spigot, 1.5 Gallon for Picnics Parties Bbq

We probably used this twice? We rarely host parties at home. If we do, we usually buy individually packed drinks.

GoSports Cornhole PRO Regulation Size Bean Bag Toss Game Set – Foldable (American Flag, LED, Black, Red & Blue Designs)

I never thought that we will receive this. My husband want it for fun. We did have fun with it and used it for MBP’s 1st and 2nd birthday and some 4th of July party. Sadly, a kid jump on it and broke one piece. It’s just being stored now in the garage, broken.

Hamilton Beach 1.7L Stainless Steel Electric Kettle 40893

We finally upgraded to electric kettle. I use it occasionally when I want some tea. This is probably not the best quality, but it heats water and gets the job done.

KitchenAid KFP0722CU 7-Cup Food Processor with Exact Slice System – Contour Silver

My husband mainly uses this. It is good to have when you have to cook for a party. I prefer cutting with knives if it’s just one or 2 pieces since it’s a pain to clean this.

Here are the items we used once or never used

Bissell SpotClean ProHeat Portable Spot Cleaner, 5207F

We used this once, but it’s a pain to clean it after use, especially if you’re cleaning nasty things. I’m pretty sure we “forgot” to clean it and I’m not even sure if it made the move.

Great Northern Popcorn Original Stainless Steel Stove Top 6-1/2-Quart Popcorn Popper

I don’t know why I register for this. I don’t even like popcorn. Suffice to say, it’s never been used.

Weanas Professional Backpacking Tent 2 3 4 Person 3 Season Weatherproof Double Layer Large Space Aluminum Rod for Outdoor Family Camping Hunting Hiking Adventure Travel

Who am I kidding? I’m not really a “rough it out camping” type of gal. I like day hikes and being able to shower and sleep on my own bed after (or at least a cabin with a bed). This one haven’t been used.